HOW TO MAKE YOUR MONEY WORK FOR YOU

Moolah, dolla, coinage (okay imma stop)… whatever you wanna call it, we can’t ignore it. 

When you’re on your grow girl grind, you have to address the coin situation as part of your strategy. Why? Because money is the flow that facilitates your business & your purpose!

And yes, there’s a clear distinction there – at Grow Girl HQ, the ethos is that purpose comes first, the dollar follows second. 

So, in the pursuit of your boss babe credentials, you’ve got to control your money – not let it control you. Here are the top money management tips I’ve learnt:

“in the pursuit of your boss babe credentials you’ve got to control your money, not let your money control you”

1.    Money Mindset

Prepare yourself, it’s about to get a bit ‘woowoo’ up in here. To make money, you have to attract it! The mind is so powerful, and your consciousness is always listening to it. If you feel deep down that you aren’t going to make target this month, that message gets passed on! You won’t take the actions needed to hit that target, because your subconscious is hearing what you’re thinking about, and trying to make that reality. Don’t let your limiting beliefs create your reality. Start believing in your product or service, and how worthy of your customer’s money it is! If you genuinely don’t believe this, go back a step and tweak your offering until you 100% believe in it.

2.    Save Before You Spend 

I’d heard this so many times before I implemented it, I should have been doing it in my sleep. But that’s exactly the point, it’s easy to say, but not as easy as it is to get a bit trigger happy with your visa card, come payday. One quick look around the shops and oops, I guess I’ll start saving from next month.  To actually get this underway requires real discipline and organisation! Which leads me on nicely to my next point…

3.    Spreadsheets = Life

Oh how I love a good spreadsheet. Get it on paper, then get it done. Formulating a spreadsheet with a breakdown of everything I need to pay when I get paid each month was the best thing I ever did. Include your specified amount to save in this, so it’s no longer an afterthought, but a part of your fixed monthly costs.  They say you should save 10% of your earnings, so that’s a great target. But let’s not fall into the trap of thinking it’s not worth starting until you can save exactly that. Tweak that percentage as needed, to find a figure you can put away every month! Whether that be 5, 4 or even 3% - something is better than nothing! Just have a word with yourself and make sure you’re being honest about how much you can put away. 

4.    Make Your Money Work For You 

 Money can either come in and go back out on our expenses – or it can be used to multiply itself. Start getting conscious on your spending habits; which are dead end costs, and which are a form of reinvestment? Whether you are investing in online marketing and ads or in a CPD course, mentor or coach, try to dedicate a percentage of each month’s income to your availability to make more. 

Need help making your money work for you & your business? Check out the ‘dream = reality’ programme here.